Real Estate
Resources

The stress test, pre-approval, fixed vs. variable, and whether to use a broker or your bank.

Two terms that often get confused. Here's a clear breakdown of the difference between a deposit and a down payment when buying a home in Toronto.

How to calculate land transfer tax in Ontario, what you'll owe, and what rebates may be available to you as a first-time buyer.

Free calculators for Toronto buyers: mortgage payments with Canadian compounding, minimum down payment, CMHC insurance, land transfer tax, and total closing costs.

A numbers-first breakdown of what owning really costs vs. renting, with real scenarios for a $650K condo and $1.2M detached, plus an interactive calculator to run your own numbers.

Catchments, Fraser rankings, French immersion, and what to verify before you make an offer.

How the RRSP Home Buyers' Plan and FHSA work, minimum down payment requirements, true closing costs, and the step-by-step buying process for first-time buyers in Toronto.

You've seen it on listings, but what does "sold conditionally" actually mean, and what does it mean for buyers and sellers in Toronto?

What is an assignment sale? A clear explainer on how assignment transactions work in Ontario's pre-construction market, and what buyers need to know.

Honest answers to the most common questions about buying, selling, condos, neighbourhoods, and investing in Toronto real estate.

Buying your first home in Toronto is exciting, but costly missteps are easy to make without the right guidance. Here are five worth avoiding.

Buying a condo built between 1995 and 2007? Here's everything you need to know about Kitec plumbing: what it is, why it fails, what replacement costs, and which buildings are affected.

The real cost difference, what you actually own, and how to decide which property type fits your budget and life.

What condo maintenance fees actually cover, what drives them up, and how to evaluate whether a building's fees are reasonable before you make an offer.

What's inside the document, what red flags to look for, and what your lawyer needs to check before you waive conditions.

What causes them, how much they cost, and how to spot the risk in the status certificate before you buy.

Deposits, interim occupancy, closing adjustments, the 10-day rescission period, and everything Toronto buyers need to know before signing with a developer.

What is an assignment sale? A clear explainer on how assignment transactions work in Ontario's pre-construction market, and what buyers need to know.

How home appraisals differ from a CMA, why online estimates miss by 10-20%, and what a comparative market analysis actually tells you about your Toronto property's value.

How to set the right price, read the market, and manage the process from listing agreement to closing, step by step.

Staged homes sell faster and for more. Here's what professional staging actually involves, what it costs, and how to prepare your home before photos are taken.

Most renovations return 50-80 cents on the dollar. Here's what actually pays back before you list.

Every cost that comes off your sale price, including remuneration, mortgage, and legal fees, plus an interactive net proceeds calculator to run your own numbers.

One of the most common dilemmas for homeowners on the move. A practical guide to help you decide which order makes sense for your situation.

You have the keys. A practical first-30-days timeline covering locks, utilities, address changes, property tax registration, and your RRSP Home Buyers' Plan repayment.

A practical seasonal checklist for Toronto homeowners, covering what to inspect, maintain, and address each quarter to protect your investment year-round.

How to find, vet, and hire a reliable contractor in Toronto: where to look, what to ask, red flags to walk away from, and what every contract must include.

What renovation work requires a building permit in Toronto, what doesn't, and why unpermitted work can create real problems when you sell your home.

A guide to grants, rebates, and financing programs available to Toronto homeowners for renovations, energy upgrades, and accessibility improvements.

What is a laneway suite, can your property support one, and does it make financial sense? Everything Toronto homeowners need to know about building a secondary unit.

An introduction to investment properties in the GTA, covering what to consider, how to evaluate a deal, and how Dave can help you get started.

The types of investment properties available in the GTA, how to evaluate a deal, what the real numbers look like on cash flow vs. appreciation, and how to build long-term wealth through Toronto real estate.

Duplexes, triplexes, and fourplexes: financing rules, down payment requirements, house hacking strategies, due diligence, and the best Toronto neighbourhoods for multi-unit investing.

How the MLI Select program works, what the points tiers unlock, and why multi-unit investors are using it to access better financing on 5+ unit properties.

Five real-time calculators: cash flow, cash-on-cash return, cap rate, maximum offer price, and 20-year wealth projection. Run the numbers on any property before you make an offer.

The Province of Ontario has set the Residential Rental Increase Guideline for 2026. Here's what landlords and tenants need to know.

How to get approved without Canadian credit history, what landlords look for, and your rights as a tenant.

What landlords need to do before listing a rental unit: from preparing the lease and setting the right rent to screening tenants and understanding your obligations under the RTA.

A plain-English guide to the RTA: what it covers, landlord and tenant obligations, rent control rules, and how the eviction process actually works.

The Province of Ontario has set the Residential Rental Increase Guideline for 2026. Here's what landlords and tenants need to know.